Senior Product Manager, Payments + Risk

🔍 Why we are looking for you

We are looking for a Senior Product Manager, Payments & Risk, to build and optimize our internal fraud detection, payment and security systems. You will create a roadmap for the payment infrastructure, manage product development, collaborate with partners to enhance offerings, and conduct market research to inform strategies.This role will be responsible for maintaining our existing payment capabilities and developing a strategy around Payments to meet market demand in a new way via a Payments offering. Your work will be rooted in building a solution that brings value to our customers.
As we scale our payments function, we want someone who has seen this journey before, understands how to optimize fraud detection and payment security, and can ensure we maintain a seamless customer experience.If you have experience and have built extensively in the payments and fraud ecosystem, this role is for you!
For the right candidate, we are open to elevating this position to a Staff Level role. However, the final role level will be determined based on years of experience, industry background, domain expertise, and performance throughout the interview process as we progress toward the final stages.
This role is 100% remote, with a preference for folks to be in the Bay Area. Chat with your recruiter to understand what that looks like!

💻 The impact you will have

• Design the roadmap for maturing the Owner payments platform, so we can fully control the onboarding and user experience for our customers, help them manage complex flows like KYC and chargebacks, and pass along the absolute best processing rates.
• Successfully ship new Payment & Fraud related products, including defining vision, strategy, outcome-driven product roadmaps and creating and managing backlogs.
• Expand our fraud detection abilities and build out remediation systems.
• Drive an application security roadmap in concert with engineering.
• Optimize payment integrations by identifying gaps in their processing and ensuring our customers get the best possible rates.
• Lay the foundation for a dedicated payments team as we scale, influencing the structure and strategy for long-term success.

👥 Who you’ll work with

• Reports to: Chief Product Officer
• Dedicated Pod Structure: You will work closely with a team of engineers and a designer within an agile framework.
• Cross-functional Collaboration: Partner with engineering, product, finance, and customer support teams to drive seamless payment experiences.
• Executive Influence: Work alongside leadership to define and execute our payments and fraud strategy, setting the foundation for future scalability.

✅ Minimum requirements

• 8+ years of product management experience with significant experience in payments, fraud detection, or fintech product management
• Experience building solutions with transaction revenue or knowledge of pricing on transactions in general.
• Experience and working knowledge of payment players (esp Stripe or Adyen), ecosystems, incentives, and foundational systems.
• Proven experience working with payment infrastructure at scale- ideally in vertical SaaS providing payments to a large number of small businesses.
• Strong operational mindset—deep understanding of fraud detection, transaction flagging, and automation processes.
• Hands-on experience in payment security, MFA, and risk mitigation.
• Quick understanding of new fraud motives and sensible diagnosis of key control points.
• Strong analytical and quantitative skills with the ability to use data and metrics to back up assumptions and recommendations to drive actions.
• Proven ability to roadmap and execute quarterly plans, run sprints, and manage backlogs.